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Please note that past performance is not necessarily a guide to future performance and the value of investments (and any income from them) can go down, so an investor may get back less than the amount invested. No guarantee is given for the performance of any of the funds.
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Geoff has over 30 years' experience in strategic and leadership roles in major financial institutions in Europe, Asia and the USA; Geoff developed his career as a retirement and investment expert advising and developing drawdown and retirement solutions. His early career started with four major life companies NPI, Standard Life, Prudential and Friends Provident. At the forefront of consumer rights and value for money, Geoff led the HSBC customers to contract back into SERPS as the first Life company to do so. Geoff is now playing a leading role in Alpha Beta Partners, a disruptive asset manager bringing retirement expertise and championing value for money and consumer outcomes.
By Geoff Brooks, Asset Manager, Alpha Beta Partners
Nov 09, 2020
"Decumulation strategies are still in their infancy. There is a danger that accumulation carries on into decumulation..." To illustrate the problem, consider this example of two independently-constructed, mixed-asset growth portfolios... Both are widely available in the market today.Read more