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Horizon by Embark is the trading name of Embark Investments Limited which is the Authorised Corporate Director of the Embark Investment Funds ICVC. Embark Investments Limited is authorised and regulated by the FCA.
David has over 30 years of experience in Actuarial Consultancy mainly with James Hay and Rowanmoor where he has remained a Director. He is responsible for all actuarial services provided by Embark including holding the appointment of Scheme Actuary to several Defined Benefit Schemes. He also advises several Pre-Paid Funeral Plan Trusts and pioneered the concept of the defined benefit small self-administered scheme (DB SSAS) under the Post A-day simplification landscape.
By David Downie, Group Chief Actuary, Embark Group
Sep 02, 2021
Is this the end of the blame game? In April next year, the Divorce, Dissolution and Separation Act 2020* – designed to allow married couples in England and Wales to issue divorce proceedings without assigning blame – comes into force.Read more